| 315 Walt Whitman Rd (Route 110) Ste 310, Huntington Station, NY 11746
Ralph Silvers Agency
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Homeowners and Flood Insurance in the Metropolitan NY Area


Homeowners and Renters Insurance

Did you know that using an insurance broker does NOT cost you more? In fact, it typically saves you money by allowing you to simultaneously compare several reputable companies.

Home insurance shoppers should decide what kind of protection is desirable before comparing quotes. One important factor is the amount of possessions coverage that is expected. Some owners and renters decide to increase that amount to protect collectibles, antiques, jewelry, firearms, and other expensive items such as musical instruments.

Once renters and owners have an idea about the level of coverage they want, they can get ready to compare insurance options. An insurance broker can compare home insurance quotes from a wide range of notable insurance companies at once. This not only saves time and money during the process, but allows shoppers to rely on the agencies experience and expertise.

Flood Insurance

Only flood insurance policies cover physical damage to your property and possessions caused by flooding. This damage is not covered under homeowners insurance. The risk is real.

It doesn't take a major body of water or a significant storm to cause flooding. A flood can occur as a result of a slow-moving rainstorm, snow melt, land development runoff, and more.

Everyday, we help Long Island residents secure flood insurance policies. Whether you own or rent your home, flood insurance is a key consideration in protecting the assets you've worked hard to earn.